Real Estate & Escrow Process
Does the word “escrow” make your eyes glaze over? Let us help you navigate the process. Our responsibility as an escrow company is to act as a neutral third party and serve as a gatekeeper. We hold all documents and monies as required by the purchase contract. No funds or property will change hands until all of the terms and conditions in the contract have been met.
Title Insurance
The title gives the holder the right to possess, occupy, use, control, enjoy, and dispose of the land. But what if there are some issues regarding the title? For instance, there could be a lien against the property, a structure that extends over the property line, or a long-lost relative who claims to be the rightful heir of the property.
That’s where title insurance comes in. We do everything we can to make sure the title is clear, but the insurance protects you if issues come to light in the future.
Cost & Fees
Both the buyer and the seller pay closing costs when a property is purchased. Not only can we help break down who pays what, what the fees go toward, and what’s negotiable, but we will make sure you will not get nickled and dimed at the closing table.
Wire Transfer Fraud
WTF! Every day, hackers try to steal money by emailing or calling with fake wire instructions. The scariest part: they’re often successful! We cannot stress this enough: the wire instructions you receive in your opening package will not change. Always verify wiring instructions by calling your Pioneer Title Agency Escrow Officer and speaking to someone in-person.